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September 2011

The Only Thing We Have To Fear Is Fear Itself (Part II)
Date: September 29, 2011
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As FDR proclaimed in his inaugural address: “The only thing we have to fear is fear itself.”  In Part I of this article, we revisited a few of the “crises” of the recent past that were supposed to be too large to overcome.  Surprisingly, we not only overcame them, but many people have largely forgotten about those […]

The Only Thing We Have To Fear is Fear Itself ( Part I )
Date: September 21, 2011
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During his inauguration, Franklin D. Roosevelt proclaimed: “The only thing we have to fear is fear itself”.  While this has been true throughout our history, it seems as if today might be a prudent time to remind people of that comment given the widespread concerns relating to (a) a double-dip recession, (b) the failure of one or more European countries that leads to […]

How’d We Get Here
Date: September 19, 2011
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Originally published July 13, 2010 Introduction  If you’re like most people these days, your feelings about our country, your investments, and the stock market in particular run somewhere between complacency and resignation to downright fear.  It’s understandable.  The news cycle today, in a rare show of diversity, spouts out two stories over and over (as […]

In These Uncertain Times
Date: September 19, 2011
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Originally published January 18, 2010 Introduction At the beginning of every new year, decade or century, the so-called experts feel compelled to share their “insights” with rest of us  (some would argue that they do it mostly for the purpose of keeping their names in the public eye). As we usher out the 2000’s and […]

Everyone Can Now Have a Roth IRA!
Date: September 19, 2011
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Originally published December 16, 2009 Everyone Can Now Have A Roth IRA! As a result of legislation dating back to 2005 (the Tax Increase Prevention and Reconciliation Act of 2005), the rules governing Roth IRAs are changing as of January 1st, 2010. These changes, which will open Roth IRAs to higher income individuals for the […]

Will the Dollar Lose it Status as the World’s Reserve Currency?
Date: September 19, 2011
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Originally published October 21, 2009 We Interrupt This Story With Some Facts… Today’s story of looming disaster from Media Groupthink Central is that the administration’s policies will surely devalue our currency and the dollar is going to lose its status as the world’s reserve currency as a result. This is, of course, reported as uniformly […]

How to Choose a Financial Planner
Date: September 19, 2011
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How to Choose the Right Financial Planner Selecting the right planner for your needs is important – it’s best not to leave anything to chance. Don’t just assume that a referral from a friend or family member will meet your needs. Do your homework. In order to find someone who is competent, trustworthy and a […]

Seven Common Investing Mistakes
Date: September 19, 2011
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Seven Common Investing Mistakes Mistake #1 – Lack of Diversification A properly allocated investment portfolio should have some of the parts performing worse than others at all times – by design. If your entire portfolio is performing well, or poorly, at the same time, you do not have a portfolio, you have a bet and […]

Our Approach – Buckets
Date: September 16, 2011
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Originally published February 10, 2009 Introduction It probably seems as if there is no end to the bad news you hear on TV or read in the papers, so I wanted to send this update for a few reasons.  First, I want to revisit the approach we are taking as that will help to set the tone […]

The Emotional Tax
Date: September 16, 2011
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Originally published August 26, 2009 Introduction Between sales taxes, income taxes, property taxes, etc., we are all subject to some sort of taxation.  Given the spending and programs/reforms that have been or may be implemented by the government since last fall, it is likely that each of us will face an increasing tax burden over […]