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Is It Too Late?
Date: February 15, 2013
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It has been said that the shortest measurable amount of time is the period between when the average investors think it’s too soon to get back into the stock market after a decline, and when they think it’s too late. Though this has often surprised and sometimes amused us throughout the years, we didn’t want […]

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Fiscal Cliff?
Date: December 27, 2012
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Due to recent events, we decided to temporarily delay the conclusion of our three-part series on long-term optimism.  Rest assured that our optimism has not wavered.  We do at this time, however, feel compelled to add a couple of thoughts relating to our nation’s current fiscal issues.   You’ve got to hand it to the […]

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We Are Optimistic (Part II)
Date: December 14, 2012
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In the first part of this piece (click here to read Part I), we took a look at the last century and marveled at how much the standard of living has improved despite the fact that we had a shift in global leadership (to the U.S.), wars, recessions and numerous other challenges.   Today’s discussion […]

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We are Optimistic (Part I)
Date: November 30, 2012
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The election is over and, based on recent news, it appears that it may be politics as usual in Washington.  In our last Why We Plan, we touched upon our expectations for the short-term (click here to read that piece). Despite the potential for additional near-term dysfunction as we deal with our fiscal issues, we […]

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Let the Congressional Sausage Making Begin!
Date: November 9, 2012
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The election is finally over!   Regardless of whether you are celebrating or mourning Tuesday’s outcome, there is one concern that nearly everyone shares: what does the election mean for my financial plan?   Longer term, history tells us to be optimistic.  In fact, we are putting the final touches on a piece discussing our long-term optimism. In […]

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Election Analysis – Tax and Budget Plan Comparison
Date: September 20, 2012
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With the election forthcoming, many people are confused about each candidate’s proposed tax and budget proposals and, more importantly, where the two candidates differ in their proposals.  The Tax Foundation put together the following chart detailing each candidate’s proposals.  The chart also shows the recommendations of the Simpson-Bowles Commission, which was established by the President […]

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Tax Gain Harvesting?
Date: September 7, 2012
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While the hype may very well prove to be accurate, there are simple steps that can be taken to avert the issue altogether.  However, that is a topic for another day.  Today, we are going to focus on one aspect of the “cliff” and discuss how you might prepare for it.  As many people know, the […]

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2012 – What Now?
Date: July 25, 2012
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Now that we have made it to the halfway point of 2012, it is instructive to look back at the first half of the year and focus on how one might look at things going forward.  As always, I also want to provide some perspective that you may not be getting elsewhere. This year, the […]

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Investing for these “certain” times
Date: June 21, 2012
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It occurred to me the other day that this environment reminds me of 1999 in reverse! Back then, people were “certain” they knew the direction that stock prices were headed, just as they are now. Of course, back then, they “knew” it was headed higher, much higher, and now many expect them to go lower. […]

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Relying on the Media – Viewer Beware!
Date: April 4, 2012
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As long-time clients and readers know, we routinely try to explain that contrary to what many believe, the purpose of the media is NOT to educate and inform but rather the purpose is to sell advertising space. The Trayvon Martin shooting has dominated the news for weeks.  While we still may not know the truth about what happened […]

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